| Direct Lender | Fax Required | Minimum Monthly Income Required | Checking Account Required |
|---|---|---|---|
| 100 Day Loans | No | $1000 Net | Yes |
| AmeriAdvance | No | $1000 | No |
| PayDayMax | No | $1000 Net | Yes |
| DiscountAdvances | No | $1000 Net | Yes |
| PayDayOne | No | $1000 Gross | Yes |
| Cash Central | No | $1000 Net | Yes |
| CashNetUSA | No | $750 Net | Yes |
No track cash advances from direct lenders are short-term payday loans that suit most when used to cover unexpected expenses usually in case of emergency. Nowadays, the best way to obtain no track loan is by doing it online. You can also get them in person at a local loan store, however, the Internet is becoming more and more popular every day because it is quick, easy, hassle-free, secure and private.
Getting the Loan In Person
Many consumers prefer going with a no track payday loans direct lender in person. If you go to a lender in person for fast cash, then you need to provide a post dated check for the borrowed amount plus the interest charges. On the due date, the lender will cash out that check. If it is not possible for you to repay it on the 1st due date, then you can roll over the loan amount. You will have to pay an extension fee so you’d better avoid extending the loan frequently.
Getting the Loan Online
Approaching an online direct payday lender is another possibility. Getting approved online is quick and easy. It won’t take you more than 5-10 minutes to submit the application form for a cash advance. Most of the online companies that offer the no track payday loans do not perform any checks on your credit score. Your employment status and age are verified. Once you get approved for the amount, the funds will be directly deposited in your bank account.
Many consumers prefer getting an online cash advance because there is no face to face contact with the lender. Going for fast cash online offers you privacy that is not available when going in person to a loan store. In other words, you do not feel embarrassed that you need to loan the money. Besides, the online application process is totally secure and more convenient.
However, when you choose an online payday lender, you have to make sure that you are facing a reputable company. Here are a few things to help you recognize a fraudulent payday loan lender. If the company is asking for a finance fee in advance even though your loan has not yet been approved, you should know that you are dealing with a crooked company. Do not provide your personal and financial details to that online lender. Go with a lender that is registered with the BBB and has positive testimonials around the Internet.
Once you have chosen the right lender, getting the cash would not be difficult. You need to be at least 18 years of age, have a steady income of $1,000, a bank account and be a US resident. It is very simple to meet these criteria. With a no track pay day loan, you will surely take care of your urgent financial troubles and avoid getting into too much debt.


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Comments
October 10, 2009 ( 4:12 pm )
You list PayDayMax as not using Teletrax but one of the first things their recording asks if you call them is do you agree for them to do a Teletrax and Consumer loan check.
October 14, 2009 ( 4:22 am )
Where exactly am I assuming they are not using Teletrax? Anyway, what I got from their website is: “We do not perform a check on your credit history. Instead, we only run a check of the Teletrack database, which is an information sharing service used by loan agencies, to see that you have no unpaid cash advances.”
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