|Direct Lender||Fax Required||Minimum Monthly Income Required||Checking Account Required|
|100 Day Loans||No||$1000 Net||Yes|
|Cash Central||No||$1000 Net||Yes|
Easy payday loans is the best and the fastest way of getting some instant cash for paying bills and eliminating debts. If you apply for a payday cash advance, you will never need to wait for weeks or months for getting an answer from the bank, which is the case for most traditional loans. Once you apply for a payday loan, you will have to wait for a maximum of 1 to 2 hours for knowing the approval status of your application. Fast approval is one of the main reasons behind the popularity of the easy payday loans.
When you apply for a traditional bank loan, you need to satisfy several stringent criteria, the most important of which is a good credit history. However, to get the easy payday loans, you will not need to have an impressive credit rating. These quick cash loans are offered even to individuals with poor credit.
A payday cash advance is a short term loan that helps people to cover urgent expenditures until they get their next paycheck. Easy payday loans can save you from paying late fees, insufficient funds fees, reconnection fees and finance charges. If you can pay all your bills on time, your current credit score will not experience a further downfall and if you already have a good credit score, it will be maintained effectively. The cash advance borrowers mostly use the funds obtained for paying medical bills, rental fees, mortgage installments, credit card bills, etc. The easy payday loans are frequently used by people who are trying to get out of debt. These instant cash loans can act as a financial tool for avoiding bankruptcy, repossession or foreclosure.
The majority of the top payday lenders allow their consumers to submit their payday loan application online. The business websites of the payday lenders have application forms, which you will need to fill for applying for easy payday loans. The information you will need to enter in these application forms includes: you name, age, address, phone number, email address, Social Security Number, employment details, bank details and the sum of money you want to borrow. Typically, payday loans range between $100 and $1,500.
The moment you submit your online application, the cash advance lender will begin to process it. Your easy payday loans application will surely be accepted if you meet the criteria mentioned below:
Although being employed is an important criterion for getting approved for an online cash advance, an unemployed individual can also receive these easy payday loans. There are several esteemed online payday lenders, who offer cash advances even to unemployed people. If you are jobless and looking to get a payday loan, you must have a 90 day old bank account at any US bank.
It has already been mentioned that the cash advance lenders do not take much time for approving the online applications. So, if you meet all the above mentioned requirements and if all the facts you entered are correct, you can expect instant approval of the application. You will have to wait for a maximum of 2 hours for getting the easy payday loans amount in your bank account. These online lenders transfer the required money directly into the bank account of the recipient.
Easy Repayment Procedure
The repayment method of these easy payday loans is as simple and straightforward as the application and the approval procedures. Once the online lending organization approves your payday application, you will need to give them the permission of drawing a predated check from your bank account. The date on the check will be the due date or maturity date of the cash advance. This preauthorization procedure will ensure that you will not fail to pay back the borrowed amount within the loan term. Timely repayment of a fast cash payday loan within the due date will also result in significant increase in your credit score.
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