| Direct Lender | Fax Required | Minimum Monthly Income Required | Checking Account Required |
|---|---|---|---|
| 100 Day Loans | No | $1000 Net | Yes |
| AmeriAdvance | No | $1000 | No |
| PayDayMax | No | $1000 Net | Yes |
| DiscountAdvances | No | $1000 Net | Yes |
| PayDayOne | No | $1000 Gross | Yes |
| Cash Central | No | $1000 Net | Yes |
| CashNetUSA | No | $750 Net | Yes |
Depending on your financial situation, a payday loan may be the route you have decided to take to meet your current needs. Now you need to research different cheap payday loan lenders to find the one that is right for you. There are many available to choose from, so do not settle for the first one you see. In order to get a good rate compare a few lenders and determine which one has the best interest rates, fees, and turnaround times for your present needs.
You will find that if you are comparing lenders in your local area to online lenders, that the online lenders will be cheaper to use. This is due to the fact that it is more cost productive to run an online business than to have an actual storefront location with rent, utilities, payroll, etc. You will also find that dealing with a middleman or an indirect lender will prove to be more expensive than dealing with a direct lender. Since the middleman is handling the business for you, the rates and fees will be higher so they can make a profit off of the deal as well. When looking for a cheap payday loan lender, an online company is the way to go.
The best way to find a cheap payday loan lender online that fits into your current needs is to compare lenders. Compare interest rates, fees, minimum and maximum amounts allowed to borrow, repayment times, etc. before deciding on a lender. This is the only way to insure you are receiving the best deal for your loan.
Cheap payday loans are fast and easy to obtain and will be the best option to get that extra cash as quick as possible. It only takes a few minutes to fill out an application and the approval process usually only takes a few hours. Make sure you do your research and you will end up with a lender with affordable rates and extra money to take care of your financial need.


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