CashNetUSA can provide you with the extra cash that you need in case your paycheck is not enough to last you until next month. CashNetUSA can give loans even to those who have bad credit scores so this is perfect for those who normally get refused by other lenders.
If you refer someone to CashNetUSA, you can get an incentive of $20 and your friend will also enjoy a 20% discount off the loan rates.
CashNetUSA belongs to the CFSA or the Community Financial Services Association of America. This company can give out loans to those who are on social security benefits, disability benefits, alimony payments, and child support. You can enjoy 20% lower rates if you use the coupon code CJCASH when you apply for one.
If you are in California, a loan from CashNetUSA will require you to pay $17.65 for every $100 that you borrow. The loan is good for 14 days so this means that your APR is at 460.16%.
The loan application process at CashNetUSA is completely online and paperless so this helps you to get the money that you need fast. The company gives out loans to part-time employees, renters, self-employed people, and those who get paid every month. However, those in the military cannot avail of a loan from this service.
The amount that you can take out will be based on the rules and regulations of the state you live in. If you apply before 9pm CST during the weekdays or before 7pm CST during the weekends, you can get the cash that you are approved for by the following day.
There are certain requirements that you have to meet if you want to borrow from CashNetUSA. You need to be earning at least $750 every month. You also need a valid checking account since they do not accept savings accounts and prepaid debit cards. Employment must have been held for at least the past month. Lastly, you need to be a citizen who is at least 18 years old.
There are 3 options that you have when paying for your CashNetUSA loan. You can pay for the entire amount demandable which is the principal plus the fees or the interest charge. You may also choose to pay the minimum and make the loan extended by entering a new contract. You can also just pay fro the fees and the interest charges and make the loan principal over into a different loan. But do keep in mind that not every state will allow this extension. Make sure that you read the specific regulations set by your state.