| Direct Lender | Fax Required | Minimum Monthly Income Required | Checking Account Required |
|---|---|---|---|
| 100 Day Loans | No | $1000 Net | Yes |
| AmeriAdvance | No | $1000 | No |
| PayDayMax | No | $1000 Net | Yes |
| DiscountAdvances | No | $1000 Net | Yes |
| PayDayOne | No | $1000 Gross | Yes |
| Cash Central | No | $1000 Net | Yes |
| CashNetUSA | No | $750 Net | Yes |
No two cash advance lenders are alike, they all offer you money at different speed, with different fees, and have different methods of processing your application. When you are looking for the best payday loan for your needs, you need to figure out what you would like most – fast cash, minimal fees, are a simple application process. Next you will review the lending agencies to see which fits your needs best. Within a couple of minutes, you will be able to find the ideal cash advance lender.
Pick the Service You Would Like Most
As you search for a lender, you need to pick which feature you would like to have most from your payday lender. If you want fast cash in just a few hours, then you can expect greater fees with your loan. But, if you can wait a bit longer to have your money, and are willing to fax in some paperwork, then you will have lower fees and be able to borrow more money.
Prioritize what you want, and then you will be able to hone your search to the most viable cash advance lenders. Within a couple of minutes, you will be able to find a company that can offer you quick delivery, good rate, and a speedy application process.
How Do Lenders Vary?
Applying online will certainly speed up your loan application. These loans are often processed in just a few minutes. Usually you will be able to get your money within one business day. However, some lending agencies are able to offer your funds in under an hour. Companies such as this generally have higher fees because they are open 24 hours each day.
If you would like a hassle free application process, then you should checkout a faxless program. You will not have to track down any old pay stubs or bank documents. Using electronic databases, the lending agency can verify your application details with no need for you to fax in documentation.
However, lenders who require more documentation typically offer the lowest rates. When you fax them documents, this lowers the risk of fraud applications, and the lender passes the savings onto you.
Where Can You Find Payday Loan Lenders
Using the internet, you will be able to find cash advance lenders from all over the country. With so many options, you will be able to find the perfect company for you, no matter where you are located in the country. Begin with lenders who have been recommended to you and check out their website for more details on their lending policies. Do not hesitate to email the company if you would like to know more.


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