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Direct Payday Loan Lenders

Lender
Fee for $100 Loan
Fax Required
Minimum Monthly Income Required
Checking Account Required
MyPayDayLoan.com
$25.00
No
$1000 Net
Yes
CheckCity
Varies by state
No
$1000 Net
No
PayDay One
Varies by state
No
$1000 Gross
Yes
Cash Central
Varies by state
No
$1000 Net
Yes
CashNetUSA
Varies by state
No
$750 Net
Yes
PayDayMax
$18.62
No
$1000 Net
Yes

My Payday Loan
Our cash advances and payday loans are designed to bridge the gap until your payday so you can avoid paying fees for late bill payments or bounced checks. Apply for a payday loan with us and in case you are a 1st time customer you will be eligible for a FREE Loan. We provide a fast approval process - if your online payday loan application is approved by 5 pm EST, Mon - Fri, you will get your cash overnight. We even provide bad credit payday loans for those with not so good credit history. We accept borrowers who are paid every month, including those applicants receiving Disability or Social Security benefits. The cost to get a payday loan is $25 per every $100 borrowed for a 14 day time which is 651.79% APR.
Lender
Fee for $100 Loan
Fax Required
Checking Account Required
$25.00
No
Yes

CheckCity
CheckCity will provide you the payday loan you need now - even though you may have bad credit score. CheckCity has been the leading lender in the Personal Loan Market since 1986, offering millions of Americans help for their temporary loan requirements. Refer a Friend and get $50 as soon as your friend completes their application. By applying online you can receive the cash you need from the privacy and comfort of your home or office. CheckCity offers loans to people receiving Social Security or Disability income and strictly verifies applicant's income. CheckCity is a proud member of the CFSA. CheckCity fees per every $100 borrowed will vary according to particular state laws and regulations.
Lender
Fee for $100 Loan
Fax Required
Checking Account Required
Varies by state
No
No

PayDay One
Need some extra cash? At PayDay One you'll find great prices for the fast cash you need. No matter whether you have to pay unexpected medical or car repair bills, taking out a payday loan is more affordable than a bounced check and overdraft fees plus expensive bank fees on the bills you need to pay. PayDay One is the only direct payday lender that offers a Great Rate Guarantee - should you find a lower rate from another online direct payday lender, PayDay One will match the price. You can also get a $50 Referral Bonus each time you refer your family or friends to PayDay One. They accept applicants paid on a monthly basis, as well as those who are self employed (with verifiable income), and those who receive benefit income such as Disability income or Social Security.
Lender
Fee for $100 Loan
Fax Required
Checking Account Required
Varies by state
No
Yes

Cash Central
Get the extra holiday cash or Christmas cash you need. We are legally licensed and registered by state as a direct cash advance lender to provide short-term unsecured personal loans. Our payday loans are convenient, easy to apply for, and secure. We will get you the payday loan cash you need to meet your immediate financial needs -- up to $1,000!*. Once you are a registered member, you can log in and apply for a payday loan at any time. Premier Members (who have already paid back their 5th loan) enjoy exclusive customer support, money saving offers, reduced fees, articles and tips. The cost to get a payday loan in California is $17.64 per every $100 borrowed for a 14 day time which is 459.90% APR.
Lender
Fee for $100 Loan
Fax Required
Checking Account Required
Varies by state
No
Yes

CashNetUSA
We are your payday loan company if you have to face immediate money troubles such as: emergency medical expenses, monthly bills, or car repairs. Get the cash you need from the comfort of your own home. 4 out of 5 applicants are approved, even though they may have bad credit score, or not so good credit. Refer a Friend and get $20, plus your friend receives a 20% discount off the loan fee. We even accept applicants who receive Social Security and Disability benefits, child support, or alimony payments. The cost to get a payday loan in California is $17.65 per every $100 borrowed for a 14 day time which is 460.16% APR.
Lender
Fee for $100 Loan
Fax Required
Checking Account Required
Varies by state
No
Yes

PayDayMax
Get a Payday Cash Advance at PayDayMax. New borrowers will get 50% Off Fees! Fast Loan Approval. Really Easy! Bad Credit Ok. Apply Right Now and receive up to $1,500 cash in your account by tomorrow. Credit card providers can charge a fee to give a cash advance and after all an interest rate on the amount borrowed. Get a $100 Referral Bonus each and every time you refer your family or friends to PayDayMax. PayDayMax approves applicants paid on a monthly schedule, those who receive Social Security or Disability benefits, those who are self employed, people who work part-time, and even renters. To receive your Payday Loan the next working day, your application must be approved by 4:00 p.m. PST or 7:00 p.m. EST. The interest charged is $18.62 per every $100 borrowed for a 2 weeks period, i.e. 485.45% APR.
Lender
Fee for $100 Loan
Fax Required
Checking Account Required
$18.62
No
Yes


Disclaimer: Fees shown above are for a $100 loan for a 14 days period. Account and Fee Information may not reflect the APR details and actual fee of a particular Payday Lender. The State of Residence, the number of days outstanding and the amount borrowed may affect the rates. Be sure to check all the details and always read the fine print when visiting the particular payday lender.